"Sell the business. That sums up how many small business owners hope to fund their retirement years. They are “significantly less likely” to have diversified retirement assets than employees do, increasing their financial vulnerability as they get older, according to a new analysis (PDF) from the Small Business Administration.
“There is a risk of significant consequences if the business goes bad,” says Jules Lichtenstein, the SBA senior economist who authored it. “There’s a double-whammy if something happens to that company because you’ll lose your income and your retirement assets.”"
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Risking Retirement on Selling the Business - Businessweek:
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